The Life-Changing Benefits of Being Debt-Free
“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn Debt is a thief. It steals your freedom, your options, and your peace of mind. But what if you could take it all back? What if you could wake up every morning knowing that your income is yours to keep, that […]
10 Best Side Hustles to Pay Off Debt in 2025
Getting out of debt can feel like an uphill battle, but the right side hustle can accelerate your progress and help you achieve financial freedom faster. Whether you need an extra $200 a month or $2,000, these side hustles for 2025 can supercharge your debt payoff strategy. Plus, many of them can be done from […]
How to Slash Your Expenses Without Feeling Miserable
Cut Costs, Keep Your Sanity, and Take Control of Your Finances Let’s be honest—when people hear “cut expenses,” they imagine a miserable, joyless life of sacrificing everything they love. 🚫 No eating out.🚫 No fun.🚫 Just suffering your way to financial freedom. That’s the wrong way to look at it. The truth is, cutting expenses isn’t about restriction—it’s about optimization. […]
How a Home-Based Side Hustle Saves You Thousands in Taxes
Starting a home-based side hustle isn’t just a great way to pay off debt and build financial security—it can also unlock huge tax savings that traditional employees don’t get. By leveraging the right deductions, you can keep more of your earnings, reinvest in your business, and accelerate your path to financial freedom. In this article, we’ll break […]
Why Your Mindset Matters More Than Your Budget
A Inspired Guide to Winning with Money 📣 “You don’t have to be great to start, but you have to start to be great.” That’s true in life, in business, and—yes—in your finances. If you want to get out of debt, build wealth, and create a future that excites you, you’ve got to understand one simple […]
Debt Snowball vs. Debt Avalanche: Which Strategy is Right for You?
So, you’re ready to tackle your debt—but now comes the big question: What’s the best way to pay it off? You’ve probably heard of the Debt Snowball and the Debt Avalanche methods. They’re the two most popular strategies for getting out of debt, and both have their fans. Some swear by the emotional wins of the Debt Snowball, while others prefer […]
The First Step to Getting Out of Debt: A Reality Check
You’re staring at the numbers. Maybe it’s a credit card statement, a stack of bills, or a bank account that looks more like a countdown to disaster. It’s overwhelming, frustrating, and—let’s be honest—kind of terrifying. But here’s the truth: the hardest part of getting out of debt isn’t the budgeting, the side hustles, or even […]
7 Smart Money Moves for Couples
It’s a beautiful thing when two people fall in love and decide to bring their lives together. But when mixing families, values and beliefs, there are bound to be some issues to work through. That’s especially true when it comes to money. Financial disagreements can be a major source of strife, even in the strongest […]
Stuck in Credit Card Debt? Get Out With These Proven Expert Strategies
Credit cards can be a huge convenience. But if you aren’t careful, they are also an easy way to get into serious financial trouble and end up with high debts and bad credit. The best way to handle credit cards is to spend frugally and pay promptly. But for those people already struggling, the following […]
Investment diversification: How it works and why it’s important
Jamie joined Citizens Wealth Management in 2022 and is responsible for the curation and management of the investment product suite of ETFs and Mutual Funds, and portfolio models constructed with these products. As a strategic partner, he has over 30 years of experience in financial markets focused on a broad array of public and private […]