Smart Steps to Take When You’re in Debt Trouble
By Steve | AWayOutOfDebt.com If you’re staring at a pile of credit card debt right now, you’re not alone—and you’re not out of options. According to recent reports, unpaid credit card balances are on the rise, and many households have been carrying this debt for more than a year. Let me be the first to […]
Trinity Debt Management: The Real Deal, the Fine Print, and Whether It’s Right for You
Thinking about Trinity Debt Management? Here’s what to expect, what to watch out for, and why it might not be the magic fix you think it is.
Why You’re Still Broke: How Overspending Can Sink Even a Six-Figure Salary
Let’s start with a cold, hard truth: income alone doesn’t make you rich.In fact, a spending problem can completely wipe out the benefits of a high income. That’s not a theory—it’s a pattern that repeats across every income bracket, from recent college grads to professional athletes and Hollywood stars. If your expenses grow as fast […]
50% of Parents Are Financially Supporting Adult Kids — Here’s What It’s Costing Them
By Steve | AWayOutOfDebt.com Let’s talk about something that might feel a little too real if you’re a parent with grown kids… or a grown kid trying to make it on your own. According to a new report from Savings.com, half of all parents with adult children are now providing them with financial support. That’s […]
What Could Happen to Your Student Loans If the Department of Education Is Dismantled?
A Big Shakeup in Washington — and What It Means for Borrowers President Donald Trump just signed an executive order aimed at dismantling the U.S. Department of Education — and it’s raising serious questions for the 40+ million Americans with federal student loans. While only Congress can officially eliminate the Department of Education, the Trump […]
Max Funded IUL: The Quirky Retirement Tool You’ve Probably Never Heard Of
Let’s start with the obvious question: what on earth is a Max Funded IUL? It sounds like something your accountant uncle might mumble about after his third cup of decaf, or maybe a secret code word for a tax loophole involving inflatable unicorn llamas (IUL—get it?). But fear not, fellow budgeteer, because today we’re diving […]
How to Use a Side Hustle to Pay Off Debt
If you’ve ever sat down, stared at your mountain of debt, and thought, “There’s just no way I can get ahead,” you’re not alone. The good news? There is a way—and it might be sitting right under your nose in the form of a side hustle. Whether it’s freelance writing, driving for a rideshare service, […]
The Power of Margin: Why Getting Out of Debt Is Just the Beginning
When I first started building the framework for A Way Out Of Debt, I knew there was something missing from the traditional personal finance advice we’ve all heard a thousand times. Budget. Save. Pay off debt. Rinse. Repeat. But I kept thinking about this idea I’d heard from my friend Glen Van Peski: Take less. […]
Why Your Budget Needs a “Splurge Day”—And How It Can Keep You on Track
Let’s be real for a second—if I see one more article telling me to cut out lattes, I might just start handing out free coffee in protest. We get it. Save money. Be frugal. Never eat anything but rice and beans. But here’s the thing: at some point, frugality fatigue sets in, and suddenly you’re […]
The Life-Changing Benefits of Being Debt-Free
“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn Debt is a thief. It steals your freedom, your options, and your peace of mind. But what if you could take it all back? What if you could wake up every morning knowing that your income is yours to keep, that […]