About Us
My Story
Real Talk. Real Tools. A Way Forward.
Hi, I’m Steve—and I know what it’s like to feel buried by debt.
I’ve been there.
Despite a background in accounting and finance, and an MBA under my belt, I still found myself stuck in the same cycle so many Americans face: earn, spend, repeat. Life has a way of throwing curveballs—unexpected bills, job changes, and the steady creep of lifestyle inflation. One day you look up and realize: this isn’t sustainable.
A Former Accountant Who Couldn’t Out-Earn Bad Habits
Early in my career, I worked as an accountant. I saw the numbers behind the curtain—families making good money but still barely scraping by. It wasn’t that they didn’t earn enough. It was that their money had no plan. And often, neither did mine.
I thought I could out-earn my mistakes. But the truth is:
You can’t out-earn a spending problem.
That realization changed everything for me.
My Turning Point
I started tracking every dollar. I made peace with a budget. I said no to unnecessary debt—and yes to the kind of life I actually wanted. Not flashy. Just free.
But the biggest shift? I reignited something I’d always done: side hustling.
The Power of a Side Hustle
I’ve had side hustles since college—some small, some successful, all of them valuable.
From freelance gigs to small businesses to online ventures, each one gave me a little more breathing room. And when I combined that extra income with better spending habits?
That’s when the snowball started rolling.
Not just toward debt freedom—but toward actual margin, peace of mind, and even the ability to help others.
That’s why side hustles are a core part of A Way Out Of Debt. They’re not just about extra cash. They’re about reclaiming control and building a life that doesn’t depend on your next paycheck.
Seriously – check out my LinkedIn profile – sometimes my side hustles have side hustles!
Why This Site Exists
A Way Out Of Debt was created for people like you—smart, hardworking folks who just need a plan, a system, and maybe a little encouragement. I’m not here to sell you a fantasy. I’m here to show you what works:
Practical steps to take control of your spending
Realistic tools for budgeting and tracking
Smart strategies for paying off debt faster
Honest insight on side hustles that work
A growing community of people walking the same road
This isn’t a get-rich-quick scheme. This is about getting your life back.
Whether you’re just starting to get serious about your money or you’ve been in the trenches for a while, there’s a place for you here.
What Makes A Way Out Of Debt Different?
✅ No gimmicks – just straightforward, honest advice
✅ Backed by experience – I’ve lived it, both personally and professionally
✅ Side hustle savvy – because income alone isn’t the answer
✅ Systems > willpower – we give you tools that work even when life gets hard
✅ Faith in real people – you don’t need to be perfect. You just need a plan.
Let’s Take the Next Step Together
Debt doesn’t define you. It doesn’t disqualify you. And it sure doesn’t have to be permanent.
So whether you’re drowning in credit cards, paying off student loans, or just trying to stretch your paycheck without losing your mind—you’re in the right place.
👉 Check out the free Debt-Free Checklist
👉 Start the Six-Week Turnaround
👉 Explore the Side Hustle Playbook
You’re not alone.
You’re not behind.
You’re just getting started.
Welcome to A Way Out Of Debt.
—Steve
Why Choose Us
No two days are the same here
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Certified Care
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Our Carers
Our carers love what they do, and that's what makes them so special.
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