Max Funded IUL: The Quirky Retirement Tool You’ve Probably Never Heard Of
Let’s start with the obvious question: what on earth is a Max Funded IUL? It sounds like something your accountant uncle might mumble about after his third cup of decaf, or maybe a secret code word for a tax loophole involving inflatable unicorn llamas (IUL—get it?). But fear not, fellow budgeteer, because today we’re diving […]
How to Use a Side Hustle to Pay Off Debt
If you’ve ever sat down, stared at your mountain of debt, and thought, “There’s just no way I can get ahead,” you’re not alone. The good news? There is a way—and it might be sitting right under your nose in the form of a side hustle. Whether it’s freelance writing, driving for a rideshare service, […]
The Power of Margin: Why Getting Out of Debt Is Just the Beginning
When I first started building the framework for A Way Out Of Debt, I knew there was something missing from the traditional personal finance advice we’ve all heard a thousand times. Budget. Save. Pay off debt. Rinse. Repeat. But I kept thinking about this idea I’d heard from my friend Glen Van Peski: Take less. […]
Why Your Budget Needs a “Splurge Day”—And How It Can Keep You on Track
Let’s be real for a second—if I see one more article telling me to cut out lattes, I might just start handing out free coffee in protest. We get it. Save money. Be frugal. Never eat anything but rice and beans. But here’s the thing: at some point, frugality fatigue sets in, and suddenly you’re […]
The Life-Changing Benefits of Being Debt-Free
“Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn Debt is a thief. It steals your freedom, your options, and your peace of mind. But what if you could take it all back? What if you could wake up every morning knowing that your income is yours to keep, that […]
10 Best Side Hustles to Pay Off Debt in 2025
Getting out of debt can feel like an uphill battle, but the right side hustle can accelerate your progress and help you achieve financial freedom faster. Whether you need an extra $200 a month or $2,000, these side hustles for 2025 can supercharge your debt payoff strategy. Plus, many of them can be done from […]
How to Slash Your Expenses Without Feeling Miserable
Cut Costs, Keep Your Sanity, and Take Control of Your Finances Let’s be honest—when people hear “cut expenses,” they imagine a miserable, joyless life of sacrificing everything they love. 🚫 No eating out.🚫 No fun.🚫 Just suffering your way to financial freedom. That’s the wrong way to look at it. The truth is, cutting expenses isn’t about restriction—it’s about optimization. […]
How a Home-Based Side Hustle Saves You Thousands in Taxes
Starting a home-based side hustle isn’t just a great way to pay off debt and build financial security—it can also unlock huge tax savings that traditional employees don’t get. By leveraging the right deductions, you can keep more of your earnings, reinvest in your business, and accelerate your path to financial freedom. In this article, we’ll break […]
Why Your Mindset Matters More Than Your Budget
A Inspired Guide to Winning with Money 📣 “You don’t have to be great to start, but you have to start to be great.” That’s true in life, in business, and—yes—in your finances. If you want to get out of debt, build wealth, and create a future that excites you, you’ve got to understand one simple […]
Debt Snowball vs. Debt Avalanche: Which Strategy is Right for You?
So, you’re ready to tackle your debt—but now comes the big question: What’s the best way to pay it off? You’ve probably heard of the Debt Snowball and the Debt Avalanche methods. They’re the two most popular strategies for getting out of debt, and both have their fans. Some swear by the emotional wins of the Debt Snowball, while others prefer […]